Phoebe is built on a single claim: a handful of government reports covering labor, inflation, and growth — read fully and honestly — is all that’s needed to build your own view of what’s happening and what it means for markets and the Fed’s next move. The reports are free and public. What’s been missing is a simple framework and someone to show you how to read them.
Phoebe was built by a trader who spent years trying to get a straight read on the economy and kept hitting the same two walls: coverage that dramatized the data one event at a time, and explanations that overcomplicated it. Between the two, the simple questions — what is actually happening, and what does it mean? — went unanswered.
Answering them is the whole publication. Phoebe shows you how to read each report in full when it drops, checks the story against the numbers, and shows the work, so you can hold your own view instead of borrowing someone else’s. Every figure traces to the government source that published it. No doom, no political bias, no manufactured tension.
What Phoebe publishes — organized as the economic chain, one tab per link (Labor → Inflation → Growth → Yields → Wallet):
Report Breakdowns — a short, plain-English video read on each major economic release (jobs, inflation, growth, spending, and more): what the number actually says and why it matters — read straight, past the narrative. Built to teach which number actually matters. Each read lives in a standing slot on its topic's tab — Labor, Inflation, or Growth — alongside its chart and numbers; the latest read always holds the slot.
Weekly Read — a weekly synthesis of how the week's economic data and interest rates fit together, with an objective look at the week ahead and its data calendar.
Two reference tabs complete the chain — where to go deeper when a read references something you want to understand from the ground up:
Yields — today's full Treasury par yield curve, the 90-day path of the 2-Year and 10-Year against the Fed Funds Rate, a 50-year chart of the 2-10 spread with NBER recession bands shaded behind it, the breakeven inflation rates, and SOFR against the current Fed funds target range. A visual anchor for where the bond market prices growth, inflation, and Fed policy.
Wallet — the Cost of Borrowing — what it costs to borrow today (mortgage and prime), each rate set against its own history, the markup lenders add on top of the bond market, and the lesson underneath: why a Fed cut doesn't always reach your mortgage. A reference for anyone weighing a home or a business loan.
Sources: every figure comes from primary public data — the U.S. Treasury, the Federal Reserve, Freddie Mac, and the federal agencies that publish the releases (the Bureau of Labor Statistics, Bureau of Economic Analysis, Census Bureau, and Energy Information Administration), directly or by way of FRED. The framework that turns those numbers into a read is proprietary; details available on request.